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Have you been hearing the advantages of payday loans over and over again? Have you seen advertisements telling you how life can be made much simpler with a payday loan? Well, the fact is, these loans offer numerous advantages over other kinds of loans that are available. The first and foremost is that getting a
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Millions of people make use of payday loans every year, and
their number is increasing. Yet the payday loan industry is also
the favorite whipping boy of several organizations. The
allegations against the industry are well known: that they
charge a high interest rate, and push low-income people further
into debt.
There have been arguments for and against this position. Yet
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The ads are on the radio, television, the Internet, even in the mail. They refer to payday loans - which come at a very high price.
Check cashers, finance companies and others are making small, short-term, high-rate loans that go by a variety of names: payday loans, cash advance loans, check advance loans, post-dated check
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